In drei Schritten zu Ihrem neuen Geschäftskonto. Wir sind zum dritten Mal in Folge beste Filialbank Deutschlands! Modernes Liquiditätsmanagement — einfach, intuitiv und übersichtlich Investitionen lassen sich auf Basis der Liquiditätsprognose effizient planen Kontrolle über Ein- und Ausgaben - jetzt und in Zukunft Inklusivleistung bei allen Geschäftskonten.

Der CashRadar ist im Geschäftskonto für Sie inklusive! Wissenswertes rund um unsere Geschäftskonten:. Sie stimmen Werbemails und -Anrufen zu. Die Erteilung der Einwilligung kann auch nach Kontoeröffnung innerhalb von 6 Monaten unter www.

Dieses kann auch telefonisch erfolgen. Einen Termin können Sie unter —5 vereinbaren. Bargeld abheben und in Geschäften bezahlen können Sie mit Ihrer neuen Girocard normalerweise nach einer Woche.

Wenn Ihr Unternehmen im Handelsregister eingetragen ist oder eingetragen wird können Sie Ihr Geschäftskonto wie folgt eröffnen: Ihr Online-Auftrag: Sie füllen online für Ihr Unternehmen ein Auftragsformular zur Eröffnung eines Geschäftskontos aus, sofern es sich um eine juristische Person wie z.

As mentioned above, I prefer the online account opening! If you now decide to open an account, you can completely open it within 5 to 10 minutes.

The production of your EC-card starts and you will receive all welcome documents in a few days by mail. Okay, or at least very pleasant.

If you have a question about filling the application of the account opening, you can find help by phone every day of the year, also on weekends. Please note that the current account can only be opened online with a place of residence registered address in Germany.

If you are a German expatriate or currently abroad, but have an address in Germany and can pick up the mail later or forward it, then it will work in most cases.

If you do not live in Germany, but are interested in opening a bank account in Germany, then please take a look at this page: Open a current account in Germany.

After filling the online application form completely, you will be asked to legitimate yourself. This means that the bank will check your personal data through an ID-card or passport.

This is required by law. Actually, it is the same bank account as described above with the only difference that the account management is free of charge without deposits.

From a monthly deposit of Euros and good creditworthiness, one also gets a free Visa Card. The Start-Konto is for young people between 18 and 30 years , if they are still in a training, students or in an internship.

Proof is required! Here you can find further information and the account opening: www. In Germany, private accounts are — as seen above — often available without a monthly fee and no extra costs for bookings on the account.

However, the situation is different for business accounts also known as commercial accounts. There are usually fees for the account management and all transactions.

Also at the Commerzbank. Opening an account in a non-German legal form, e. All German legal forms and individual entrepreneurs with the company headquarter in Germany can apply for a business account online.

Find further information and the account opening here: www. The instalment loan — often just called loan — is in great demand at the Commerzbank.

This has a reason too: the Commerzbank has a very modern application way for loans of private persons. First, one selects the amount of the loan and in how many monthly instalments one wants to pay it back.

The interest rate and the monthly payments are immediately displayed. Clever bank customers like to change the duration in order to calculate the best interest rate or a well payable monthly rate.

By clicking on it, different durations, the interest rate, the monthly rate and the total burden are displayed. A nice comparison!

Calculation tool for the appropriate loan. Very easy to use. On the right, the phone number of a hotline is shown, which helps to fill the online application.

Once you have decided on a variant, the application process is similar to the one of the current account.

In this case too, the legitimating is required by law. This can also be done via video chat and has the advantage that the loan is paid very quickly.

In the best case, already after 3 to 4 days. If you are not satisfied with the loan for whatever reason or you no longer need the money, one can return the loan within the first 30 days free of charge and interest.

You simply transfer the entire loan amount back to the bank account of the Commerzbank. Case settled! You can read further information and the loan application here: www.

Should you have questions regarding a specific area, the following options are available to you:. Contact options for customers Hotlines for emergencies and customer services only German Corporate Clients Financial Institutions.

The market for business accounts is on the move. FYRST provides business accounts for freelancers as well as for companies.

The German-speaking customer service consists of trained bankers and can be reached via e-mail and phone. In addition to business banking, FYRST cooperates with different partners to offer a wide range of services and products at a lower price.

This includes accounting software, insurances and telecommunications products. Initiate the account opening online.

I strongly suggest you still an open one. Separating private and business money will make your life a lot easier once it comes to filing tax, etc.

If payment is an issue, I recommend free online bank accounts. They have become very popular and widespread. If you like going digital, this should be a good fit.

My favorite two business accounts for you:. You may want to go for a traditional bank like Deutsche Bank or Postbank. They allow you to make cash deposits.

The setback: You will have to pay fees of at least 15 Euros per month and may have to pay extra for special services.

Lastly, remember that you can always close your account and open another one. Just do it. I hope I was able to help you a little — let me know how you get on and if you have any recommendations or experiences to share, please!

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Our current accounts and credit cards offer flexibility, security, and great deals on purchases. So you can manage your money more easily.

Make an appointment. The current account is still the best solution for your day-to-day banking needs. Commerzbank offers various packages to suit every taste and requirement.

No matter which account you choose, you can withdraw money free of charge at any Commerzbank branch or with your debit card at one of the 9, ATMs connected to the Cash Group 3 in Germany.

You also benefit from free cash back at a number of Shell petrol stations. If you are employed or receive a regular income, the free-of-charge current account Kostenloses Girokonto is the perfect solution.

Back to the product overview. Corporate Account. Manage your banking transactions easily and securely Our range of banking and payment services, with full online and electronic functionality, make it simple to manage all your banking transactions and allow your customers to pay you easily and securely.